International monetar y fund i mf staff discussion note february 2013 sdn 13 01 a banking union for the euro area rishi goyal petya koeva brooks mahmood pradhan. Sdn 13 01 technical background notes 4 international monetary fund i single supervisory framework 1 this paper elaborates on the design of a single supervisory framework for the euro area. Publication synopsis a banking union for the euro area would provide an integrated approach to oversee the safety and stability of the financial system as a whole according to a new paper from international monetary fund staff a successful banking union should eventually include three key elements. The sdn elaborates the case for and the design of a banking union for the euro area it discusses the benefits and costs of a banking union presents a steady state view of the banking union . The banking union applies to countries in the euro area non euro area countries can also join non euro area countries can also join as a further step to a fully fledged banking union the commission put forward a proposal for a european deposit insurance scheme edis in november 2015
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